Group “A” Certificate with Accumulated Return: The term of the certificate is 10 years - Current interest rate is 10.75 percent p.a. (285 percent of its value)
Group “B” Certificate with Periodical Return: two types :
Type "A" investment certificates with periodical return is calculated at a rate of 12 p.a. for 3 years term & Type "B" investment certificates with a monthly return is calculated at a rate of 13 p.a. for one year term
Group "C" Lottery Certificate
National Investment Bank (NIB) was established by the law no. 119 of 1980 in order to finance and follow up projects of the national plan for economical and social development through either sharing or lending such projects as well as following up such projects.
NIB is considered as the state's main economic and investment tool aiming to implement its economic and social plans. NIB helped in the construction of massive infrastructure in all fields that greatly added to the productive capacities. This role led to the attraction of more investments and achieved high growth rates for the Egyptian economy through the past decades.
The local and international arena recently witnesses great economic changes; emphasizing the activation of market mechanisms, moving towards free economy, and limiting the government role to only supervisory and organizing one. These changes makes the existence of a tool for the government to be able to regulate markets and implement the economic and social polices is a necessity.Increasing and improving government investment in order to meet national obligations of Egypt.
Over more than 35 years, NIB has performed the largest process of local savings mobilization in order to fund all the projects of national plan for economic and social development.
These investments have formed a national wealth of assets that covered the whole country, including electricity generating stations, networks for transferring and distributing electricity, water and sanitation plants and networks, road and bridge networks, railways, harbours, agricultural and irrigation projects, housing projects, mining projects, etc.
NIB has funded and followed up investments estimated at hundreds of billions of Egyptian pounds for governmental institutions as well as economic units and organizations.
NIB shares in several companies participating in main economic sectors such as fertilizers, oil, banking, financial services, and food industries, etc. NIB shares also in a number of Arab institutions with the contribution of most Arab countries.
Vision - Mission - Target